Stocks / EBC vs TCBI

EBC vs TCBI: Which Stock Is the Better Buy?

Eastern Bankshares, Inc. and Texas Capital Bancshares, Inc. side by side — fundamentals from SEC filings, refreshed nightly. Sector: Financial Services.

EBC is the larger company ($4.4B vs $4.4B). On the fundamentals, TCBI earns a higher net margin (24.9% vs 12.2%); TCBI has the stronger return on equity (8.6% vs 2.0%); EBC trades cheaper on earnings (11.3× vs 13.5×). On the filings, TCBI carries fewer potential red flags (1 vs 2). Full numbers below — the stronger figure on each row is in green.

AI verdict — EBC vs TCBI, read from the filings

The stronger business, the cheaper stock, and the risks — synthesised from both companies’ SEC filings, every figure computed not guessed. Not investment advice.

 Eastern Bankshares, Inc. (EBC)Texas Capital Bancshares, Inc. (TCBI)
Market cap$4.4B$4.4B
Revenue (latest FY)$721.80M$1.26B
Net income (latest FY)$88.22M$312.99M
Revenue growth (5y CAGR)36.1%
Net margin12.2%24.9%
Return on equity2.0%8.6%
P/E ratio11.313.5
Dividend yield2.6%0.8%
Profitable years (of last 10)810
Positive free cash flowYesYes

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See the full EBC vs TCBI breakdown

Both companies across 19 years of income statement, balance sheet and cash flow — with ratios, health checks and Ask, the SEC-grounded research assistant. Free, no account needed.

Open EBC's full financials →   Open TCBI's full financials →

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Frequently asked questions

Which is bigger, EBC or TCBI?

Eastern Bankshares, Inc. is larger by market capitalization — $4.4B versus $4.4B.

Which grows faster, EBC or TCBI?

Five-year growth data is not available for both companies.

Where does this data come from?

All figures are computed from official SEC filings (10-K), refreshed nightly. This is a data comparison, not investment advice.

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EBC fundamentals → · TCBI fundamentals → · All 1,500+ companies → · Free screener →