Stocks / CINF vs FCNCA

CINF vs FCNCA: Which Stock Is the Better Buy?

Cincinnati Financial Corporation and First Citizens BancShares, Inc. side by side — fundamentals from SEC filings, refreshed nightly. Sector: Financial Services.

CINF is the larger company ($27.3B vs $24.3B). On the fundamentals, FCNCA earns a higher net margin (23.8% vs 18.9%); CINF has the stronger return on equity (15.0% vs 9.9%); CINF trades cheaper on earnings (8.4× vs 12.1×). On the filings, CINF carries fewer potential red flags (0 vs 2). Full numbers below — the stronger figure on each row is in green.

AI verdict — CINF vs FCNCA, read from the filings

The stronger business, the cheaper stock, and the risks — synthesised from both companies’ SEC filings, every figure computed not guessed. Not investment advice.

 Cincinnati Financial Corporation (CINF)First Citizens BancShares, Inc. (FCNCA)
Market cap$27.3B$24.3B
Revenue (latest FY)$12.63B$9.25B
Net income (latest FY)$2.39B$2.21B
Revenue growth (5y CAGR)10.9%
Net margin18.9%23.8%
Return on equity15.0%9.9%
P/E ratio8.412.1
Dividend yield2.1%0.4%
Profitable years (of last 10)910
Positive free cash flowYesYes

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Use the filing period and source shown by each tool before treating two figures as comparable.

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See the full CINF vs FCNCA breakdown

Both companies across 19 years of income statement, balance sheet and cash flow — with ratios, health checks and Ask, the SEC-grounded research assistant. Free, no account needed.

Open CINF's full financials →   Open FCNCA's full financials →

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Frequently asked questions

Which is bigger, CINF or FCNCA?

Cincinnati Financial Corporation is larger by market capitalization — $27.3B versus $24.3B.

Which grows faster, CINF or FCNCA?

Five-year growth data is not available for both companies.

Where does this data come from?

All figures are computed from official SEC filings (10-K), refreshed nightly. This is a data comparison, not investment advice.

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