Stocks / CHCO vs SAFT

CHCO vs SAFT: Which Stock Is the Better Buy?

City Holding Company and Safety Insurance Group, Inc. side by side — fundamentals from SEC filings, refreshed nightly. Sector: Financial Services.

CHCO is the larger company ($1.8B vs $1.1B). On the fundamentals, CHCO grows revenue faster (38.8% vs 8.4%); CHCO earns a higher net margin (41.1% vs 7.9%); CHCO has the stronger return on equity (16.0% vs 11.1%). Neither shows an obvious red flag in the filings. Full numbers below — the stronger figure on each row is in green.

AI verdict — CHCO vs SAFT, read from the filings

The stronger business, the cheaper stock, and the risks — synthesised from both companies’ SEC filings, every figure computed not guessed. Not investment advice.

 City Holding Company (CHCO)Safety Insurance Group, Inc. (SAFT)
Market cap$1.8B$1.1B
Revenue (latest FY)$315.01M$1.26B
Net income (latest FY)$129.33M$99.25M
Revenue growth (5y CAGR)38.8%8.4%
Net margin41.1%7.9%
Return on equity16.0%11.1%
P/E ratio14.216.9
Dividend yield2.7%5.2%
Profitable years (of last 10)1010
Positive free cash flowYesYes

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Use the filing period and source shown by each tool before treating two figures as comparable.

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See the full CHCO vs SAFT breakdown

Both companies across 19 years of income statement, balance sheet and cash flow — with ratios, health checks and Ask, the SEC-grounded research assistant. Free, no account needed.

Open CHCO's full financials →   Open SAFT's full financials →

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Frequently asked questions

Which is bigger, CHCO or SAFT?

City Holding Company is larger by market capitalization — $1.8B versus $1.1B.

Which grows faster, CHCO or SAFT?

Over the last five fiscal years, City Holding Company grew revenue faster — 38.8%/yr versus 8.4%/yr, computed from SEC-filed statements.

Where does this data come from?

All figures are computed from official SEC filings (10-K), refreshed nightly. This is a data comparison, not investment advice.

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