Stocks / CHCO vs PRAA

CHCO vs PRAA: Which Stock Is the Better Buy?

City Holding Company and PRA Group, Inc. side by side — fundamentals from SEC filings, refreshed nightly. Sector: Financial Services.

CHCO is the larger company ($1.8B vs $0.6B). On the fundamentals, CHCO grows revenue faster (38.8% vs 2.4%); CHCO earns a higher net margin (41.1% vs -25.4%); CHCO has the stronger return on equity (16.0% vs -31.1%). On the filings, CHCO carries fewer potential red flags (0 vs 1). Full numbers below — the stronger figure on each row is in green.

AI verdict — CHCO vs PRAA, read from the filings

The stronger business, the cheaper stock, and the risks — synthesised from both companies’ SEC filings, every figure computed not guessed. Not investment advice.

 City Holding Company (CHCO)PRA Group, Inc. (PRAA)
Market cap$1.8B$0.6B
Revenue (latest FY)$315.01M$1.20B
Net income (latest FY)$129.33M$-305.14M
Revenue growth (5y CAGR)38.8%2.4%
Net margin41.1%-25.4%
Return on equity16.0%-31.1%
P/E ratio14.2
Dividend yield2.7%
Profitable years (of last 10)108
Positive free cash flowYesNo

Verify the comparison

Use the filing period and source shown by each tool before treating two figures as comparable.

Compare with another company:

See the full CHCO vs PRAA breakdown

Both companies across 19 years of income statement, balance sheet and cash flow — with ratios, health checks and Ask, the SEC-grounded research assistant. Free, no account needed.

Open CHCO's full financials →   Open PRAA's full financials →

More comparisons

Frequently asked questions

Which is bigger, CHCO or PRAA?

City Holding Company is larger by market capitalization — $1.8B versus $0.6B.

Which grows faster, CHCO or PRAA?

Over the last five fiscal years, City Holding Company grew revenue faster — 38.8%/yr versus 2.4%/yr, computed from SEC-filed statements.

Where does this data come from?

All figures are computed from official SEC filings (10-K), refreshed nightly. This is a data comparison, not investment advice.

Keep exploring

CHCO fundamentals → · PRAA fundamentals → · All 1,500+ companies → · Free screener →