Stocks / CHCO vs HFWA

CHCO vs HFWA: Which Stock Is the Better Buy?

City Holding Company and Heritage Financial Corporation side by side — fundamentals from SEC filings, refreshed nightly. Sector: Financial Services.

CHCO is the larger company ($1.8B vs $1.2B). On the fundamentals, CHCO earns a higher net margin (41.1% vs 27.4%); CHCO has the stronger return on equity (16.0% vs 7.3%); HFWA trades cheaper on earnings (14.1× vs 14.2×). On the filings, CHCO carries fewer potential red flags (0 vs 1). Full numbers below — the stronger figure on each row is in green.

AI verdict — CHCO vs HFWA, read from the filings

The stronger business, the cheaper stock, and the risks — synthesised from both companies’ SEC filings, every figure computed not guessed. Not investment advice.

 City Holding Company (CHCO)Heritage Financial Corporation (HFWA)
Market cap$1.8B$1.2B
Revenue (latest FY)$315.01M$246.14M
Net income (latest FY)$129.33M$67.53M
Revenue growth (5y CAGR)38.8%
Net margin41.1%27.4%
Return on equity16.0%7.3%
P/E ratio14.214.1
Dividend yield2.7%3.4%
Profitable years (of last 10)1010
Positive free cash flowYesYes

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Use the filing period and source shown by each tool before treating two figures as comparable.

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See the full CHCO vs HFWA breakdown

Both companies across 19 years of income statement, balance sheet and cash flow — with ratios, health checks and Ask, the SEC-grounded research assistant. Free, no account needed.

Open CHCO's full financials →   Open HFWA's full financials →

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Frequently asked questions

Which is bigger, CHCO or HFWA?

City Holding Company is larger by market capitalization — $1.8B versus $1.2B.

Which grows faster, CHCO or HFWA?

Five-year growth data is not available for both companies.

Where does this data come from?

All figures are computed from official SEC filings (10-K), refreshed nightly. This is a data comparison, not investment advice.

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CHCO fundamentals → · HFWA fundamentals → · All 1,500+ companies → · Free screener →