Stocks / BILL vs NATL

BILL vs NATL: Which Stock Is the Better Buy?

BILL Holdings, Inc. and NCR Atleos Corporation side by side — fundamentals from SEC filings, refreshed nightly. Sector: Technology.

NATL is the larger company ($3.3B vs $3.2B). On the fundamentals, BILL grows revenue faster (56.1% vs 5.2%); NATL earns a higher net margin (3.7% vs 1.6%); NATL has the stronger return on equity (40.2% vs 0.6%). Both carry 1 potential red flag in the filings. Full numbers below — the stronger figure on each row is in green.

AI verdict — BILL vs NATL, read from the filings

The stronger business, the cheaper stock, and the risks — synthesised from both companies’ SEC filings, every figure computed not guessed. Not investment advice.

 BILL Holdings, Inc. (BILL)NCR Atleos Corporation (NATL)
Market cap$3.2B$3.3B
Revenue (latest FY)$1.46B$4.35B
Net income (latest FY)$23.80M$162.00M
Revenue growth (5y CAGR)56.1%5.2%
Net margin1.6%3.7%
Return on equity0.6%40.2%
P/E ratio19.8
Dividend yield
Profitable years (of last 10)14
Positive free cash flowYesYes

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See the full BILL vs NATL breakdown

Both companies across 19 years of income statement, balance sheet and cash flow — with ratios, health checks and Ask, the SEC-grounded research assistant. Free, no account needed.

Open BILL's full financials →   Open NATL's full financials →

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Frequently asked questions

Which is bigger, BILL or NATL?

NCR Atleos Corporation is larger by market capitalization — $3.3B versus $3.2B.

Which grows faster, BILL or NATL?

Over the last five fiscal years, BILL Holdings, Inc. grew revenue faster — 56.1%/yr versus 5.2%/yr, computed from SEC-filed statements.

Where does this data come from?

All figures are computed from official SEC filings (10-K), refreshed nightly. This is a data comparison, not investment advice.

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