Stocks / BFH vs CATY

BFH vs CATY: Which Stock Is the Better Buy?

Bread Financial Holdings, Inc. and Cathay General Bancorp side by side — fundamentals from SEC filings, refreshed nightly. Sector: Financial Services.

CATY is the larger company ($4.0B vs $3.9B). On the fundamentals, CATY grows revenue faster (90.9% vs -3.2%); CATY earns a higher net margin (38.5% vs 13.5%); BFH has the stronger return on equity (15.6% vs 10.8%). On the filings, BFH carries fewer potential red flags (0 vs 1). Full numbers below — the stronger figure on each row is in green.

AI verdict — BFH vs CATY, read from the filings

The stronger business, the cheaper stock, and the risks — synthesised from both companies’ SEC filings, every figure computed not guessed. Not investment advice.

 Bread Financial Holdings, Inc. (BFH)Cathay General Bancorp (CATY)
Market cap$3.9B$4.0B
Revenue (latest FY)$3.85B$817.89M
Net income (latest FY)$518.00M$315.12M
Revenue growth (5y CAGR)-3.2%90.9%
Net margin13.5%38.5%
Return on equity15.6%10.8%
P/E ratio7.912.2
Dividend yield1.0%2.4%
Profitable years (of last 10)1010
Positive free cash flowYes

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Use the filing period and source shown by each tool before treating two figures as comparable.

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See the full BFH vs CATY breakdown

Both companies across 19 years of income statement, balance sheet and cash flow — with ratios, health checks and Ask, the SEC-grounded research assistant. Free, no account needed.

Open BFH's full financials →   Open CATY's full financials →

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Frequently asked questions

Which is bigger, BFH or CATY?

Cathay General Bancorp is larger by market capitalization — $4.0B versus $3.9B.

Which grows faster, BFH or CATY?

Over the last five fiscal years, Cathay General Bancorp grew revenue faster — 90.9%/yr versus -3.2%/yr, computed from SEC-filed statements.

Where does this data come from?

All figures are computed from official SEC filings (10-K), refreshed nightly. This is a data comparison, not investment advice.

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