Stocks / AGO vs CBU

AGO vs CBU: Which Stock Is the Better Buy?

Assured Guaranty Ltd. and Community Financial System, Inc. side by side — fundamentals from SEC filings, refreshed nightly. Sector: Financial Services.

CBU is the larger company ($3.4B vs $3.4B). On the fundamentals, AGO earns a higher net margin (45.3% vs 25.7%); CBU has the stronger return on equity (10.5% vs 8.9%); AGO trades cheaper on earnings (8.7× vs 15.8×). On the filings, CBU carries fewer potential red flags (0 vs 2). Full numbers below — the stronger figure on each row is in green.

AI verdict — AGO vs CBU, read from the filings

The stronger business, the cheaper stock, and the risks — synthesised from both companies’ SEC filings, every figure computed not guessed. Not investment advice.

 Assured Guaranty Ltd. (AGO)Community Financial System, Inc. (CBU)
Market cap$3.4B$3.4B
Revenue (latest FY)$1.11B$818.01M
Net income (latest FY)$503.00M$210.46M
Revenue growth (5y CAGR)-0.1%
Net margin45.3%25.7%
Return on equity8.9%10.5%
P/E ratio8.715.8
Dividend yield2.0%2.9%
Profitable years (of last 10)1010
Positive free cash flowYes

Verify the comparison

Use the filing period and source shown by each tool before treating two figures as comparable.

Compare with another company:

See the full AGO vs CBU breakdown

Both companies across 19 years of income statement, balance sheet and cash flow — with ratios, health checks and Ask, the SEC-grounded research assistant. Free, no account needed.

Open AGO's full financials →   Open CBU's full financials →

More comparisons

Frequently asked questions

Which is bigger, AGO or CBU?

Community Financial System, Inc. is larger by market capitalization — $3.4B versus $3.4B.

Which grows faster, AGO or CBU?

Five-year growth data is not available for both companies.

Where does this data come from?

All figures are computed from official SEC filings (10-K), refreshed nightly. This is a data comparison, not investment advice.

Keep exploring

AGO fundamentals → · CBU fundamentals → · All 1,500+ companies → · Free screener →