AFRM vs CRCL: Which Stock Is the Better Buy?
Affirm Holdings, Inc. and Circle Internet Group side by side — fundamentals from SEC filings, refreshed nightly. Sector: Financial Services.
AI verdict — AFRM vs CRCL, read from the filings
The stronger business, the cheaper stock, and the risks — synthesised from both companies’ SEC filings, every figure computed not guessed. Not investment advice.
| Affirm Holdings, Inc. (AFRM) | Circle Internet Group (CRCL) | |
|---|---|---|
| Market cap | $20.9B | $21.9B |
| Revenue (latest FY) | $3.22B | $2.75B |
| Net income (latest FY) | $52.19M | $-69.51M |
| Revenue growth (5y CAGR) | 44.6% | 52.7% |
| Net margin | 1.6% | -2.5% |
| Return on equity | 1.7% | -2.1% |
| P/E ratio | 56.8 | — |
| Dividend yield | — | — |
| Profitable years (of last 10) | 1 | 2 |
| Positive free cash flow | Yes | Yes |
Verify the comparison
Use the filing period and source shown by each tool before treating two figures as comparable.
See the full AFRM vs CRCL breakdown
Both companies across 19 years of income statement, balance sheet and cash flow — with ratios, health checks and Ask, the SEC-grounded research assistant. Free, no account needed.
Open AFRM's full financials → Open CRCL's full financials →More comparisons
Frequently asked questions
Which is bigger, AFRM or CRCL?
Circle Internet Group is larger by market capitalization — $21.9B versus $20.9B.
Which grows faster, AFRM or CRCL?
Over the last five fiscal years, Circle Internet Group grew revenue faster — 52.7%/yr versus 44.6%/yr, computed from SEC-filed statements.
Where does this data come from?
All figures are computed from official SEC filings (10-K), refreshed nightly. This is a data comparison, not investment advice.
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