Stocks / AFL vs PFS

AFL vs PFS: Which Stock Is the Better Buy?

AFLAC Incorporated and Provident Financial Services, Inc. side by side — fundamentals from SEC filings, refreshed nightly. Sector: Financial Services.

On the fundamentals, PFS grows revenue faster (80.4% vs -5.0%); PFS earns a higher net margin (33.5% vs 21.2%); AFL has the stronger return on equity (12.4% vs 10.3%). Both carry 1 potential red flag in the filings. Full numbers below — the stronger figure on each row is in green.

AI verdict — AFL vs PFS, read from the filings

The stronger business, the cheaper stock, and the risks — synthesised from both companies’ SEC filings, every figure computed not guessed. Not investment advice.

 AFLAC Incorporated (AFL)Provident Financial Services, Inc. (PFS)
Market cap$3.0B
Revenue (latest FY)$17.16B$869.56M
Net income (latest FY)$3.65B$291.16M
Revenue growth (5y CAGR)-5.0%80.4%
Net margin21.2%33.5%
Return on equity12.4%10.3%
P/E ratio14.69.8
Dividend yield1.9%4.2%
Profitable years (of last 10)1010
Positive free cash flowYes

Verify the comparison

Use the filing period and source shown by each tool before treating two figures as comparable.

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See the full AFL vs PFS breakdown

Both companies across 19 years of income statement, balance sheet and cash flow — with ratios, health checks and Ask, the SEC-grounded research assistant. Free, no account needed.

Open AFL's full financials →   Open PFS's full financials →

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Frequently asked questions

Which is bigger, AFL or PFS?

Market capitalization data is not available for both companies.

Which grows faster, AFL or PFS?

Over the last five fiscal years, Provident Financial Services, Inc. grew revenue faster — 80.4%/yr versus -5.0%/yr, computed from SEC-filed statements.

Where does this data come from?

All figures are computed from official SEC filings (10-K), refreshed nightly. This is a data comparison, not investment advice.

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AFL fundamentals → · PFS fundamentals → · All 1,500+ companies → · Free screener →