Stocks / AFL vs ESNT

AFL vs ESNT: Which Stock Is the Better Buy?

AFLAC Incorporated and Essent Group Ltd. side by side — fundamentals from SEC filings, refreshed nightly. Sector: Financial Services.

On the fundamentals, ESNT grows revenue faster (5.7% vs -5.0%); ESNT earns a higher net margin (54.7% vs 21.2%); AFL has the stronger return on equity (12.4% vs 12.0%). Both carry 1 potential red flag in the filings. Full numbers below — the stronger figure on each row is in green.

AI verdict — AFL vs ESNT, read from the filings

The stronger business, the cheaper stock, and the risks — synthesised from both companies’ SEC filings, every figure computed not guessed. Not investment advice.

 AFLAC Incorporated (AFL)Essent Group Ltd. (ESNT)
Market cap$5.4B
Revenue (latest FY)$17.16B$1.26B
Net income (latest FY)$3.65B$689.97M
Revenue growth (5y CAGR)-5.0%5.7%
Net margin21.2%54.7%
Return on equity12.4%12.0%
P/E ratio14.68.3
Dividend yield1.9%2.4%
Profitable years (of last 10)1010
Positive free cash flowYes

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Use the filing period and source shown by each tool before treating two figures as comparable.

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See the full AFL vs ESNT breakdown

Both companies across 19 years of income statement, balance sheet and cash flow — with ratios, health checks and Ask, the SEC-grounded research assistant. Free, no account needed.

Open AFL's full financials →   Open ESNT's full financials →

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Frequently asked questions

Which is bigger, AFL or ESNT?

Market capitalization data is not available for both companies.

Which grows faster, AFL or ESNT?

Over the last five fiscal years, Essent Group Ltd. grew revenue faster — 5.7%/yr versus -5.0%/yr, computed from SEC-filed statements.

Where does this data come from?

All figures are computed from official SEC filings (10-K), refreshed nightly. This is a data comparison, not investment advice.

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AFL fundamentals → · ESNT fundamentals → · All 1,500+ companies → · Free screener →