Stocks / AFL vs BFH

AFL vs BFH: Which Stock Is the Better Buy?

AFLAC Incorporated and Bread Financial Holdings, Inc. side by side — fundamentals from SEC filings, refreshed nightly. Sector: Financial Services.

On the fundamentals, BFH grows revenue faster (-3.2% vs -5.0%); AFL earns a higher net margin (21.2% vs 13.5%); BFH has the stronger return on equity (15.6% vs 12.4%). On the filings, BFH carries fewer potential red flags (0 vs 1). Full numbers below — the stronger figure on each row is in green.

AI verdict — AFL vs BFH, read from the filings

The stronger business, the cheaper stock, and the risks — synthesised from both companies’ SEC filings, every figure computed not guessed. Not investment advice.

 AFLAC Incorporated (AFL)Bread Financial Holdings, Inc. (BFH)
Market cap$3.9B
Revenue (latest FY)$17.16B$3.85B
Net income (latest FY)$3.65B$518.00M
Revenue growth (5y CAGR)-5.0%-3.2%
Net margin21.2%13.5%
Return on equity12.4%15.6%
P/E ratio14.67.9
Dividend yield1.9%1.0%
Profitable years (of last 10)1010
Positive free cash flow

Verify the comparison

Use the filing period and source shown by each tool before treating two figures as comparable.

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See the full AFL vs BFH breakdown

Both companies across 19 years of income statement, balance sheet and cash flow — with ratios, health checks and Ask, the SEC-grounded research assistant. Free, no account needed.

Open AFL's full financials →   Open BFH's full financials →

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Frequently asked questions

Which is bigger, AFL or BFH?

Market capitalization data is not available for both companies.

Which grows faster, AFL or BFH?

Over the last five fiscal years, Bread Financial Holdings, Inc. grew revenue faster — -3.2%/yr versus -5.0%/yr, computed from SEC-filed statements.

Where does this data come from?

All figures are computed from official SEC filings (10-K), refreshed nightly. This is a data comparison, not investment advice.

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AFL fundamentals → · BFH fundamentals → · All 1,500+ companies → · Free screener →