Stocks / ACNB vs OFG

ACNB Corporation (ACNB) vs OFG Bancorp (OFG)

ACNB Corporation and OFG Bancorp side by side — fundamentals from SEC filings, refreshed nightly. Sector: Financial Services.

OFG is the larger company ($2.0B vs $0.6B). On the fundamentals, OFG earns a higher net margin (28.0% vs 24.4%); OFG has the stronger return on equity (14.8% vs 8.8%); OFG trades cheaper on earnings (9.6× vs 11.5×). Over the last five years, ACNB returned 142.4% vs 139.2%. On the filings, OFG carries fewer potential red flags (0 vs 3). Full numbers below — the stronger figure on each row is in green.

AI verdict — ACNB vs OFG, read from the filings

The stronger business, the cheaper stock, and the risks — synthesised from both companies’ SEC filings, every figure computed not guessed. Not investment advice.

 ACNB Corporation (ACNB)OFG Bancorp (OFG)
Market cap$0.6B$2.0B
Revenue (latest FY)$151.70M$731.44M
Net income (latest FY)$37.05M$205.10M
Revenue growth (5y CAGR)
Net margin24.4%28.0%
Return on equity8.8%14.8%
P/E ratio11.59.6
Dividend yield2.9%2.8%
Profitable years (of last 10)1010
Positive free cash flowYesYes

Performance — ACNB vs OFG

Total returns from monthly split- and dividend-adjusted closes; 52-week range from the latest quote. Past performance is not a prediction.

 ACNB Corporation (ACNB)OFG Bancorp (OFG)
1-year return38.6%11.6%
3-year return91.1%93.4%
5-year return142.4%139.2%
10-year return214.1%604.2%
52-week range$40.15–$58.54$35.71–$47.35

Verify the comparison

Use the filing period and source shown by each tool before treating two figures as comparable.

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See the full ACNB vs OFG breakdown

Both companies across 19 years of income statement, balance sheet and cash flow — with ratios, health checks and Ask, the SEC-grounded research assistant. Free, no account needed.

Open ACNB's full financials →   Open OFG's full financials →

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Frequently asked questions

Which is bigger, ACNB or OFG?

OFG Bancorp is larger by market capitalization — $2.0B versus $0.6B.

Which grows faster, ACNB or OFG?

Five-year growth data is not available for both companies.

Where does this data come from?

All figures are computed from official SEC filings (10-K), refreshed nightly. This is a data comparison, not investment advice.

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