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Univest Financial Corporation (UVSP)
Financial Services · Banks - Regional · NasdaqGS
Univest Financial Corporation revenue & earnings — last 10 fiscal years
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $0 | $0 | $0 | $0 | $0 | $0 | $296.18M | $296.82M | $299.23M | $328.06M |
| Gross profit | — | — | — | — | — | — | — | — | — | — |
| Net income | $19.50M | $44.09M | $50.54M | $65.72M | $46.92M | $91.80M | $78.12M | $71.10M | $75.93M | $90.76M |
| Net margin | — | — | — | — | — | — | 26.4% | 24.0% | 25.4% | 27.7% |
Source: Univest Financial Corporation SEC filings (10-K). 17 years of history available in the interactive view.
What growth is priced into UVSP stock?
At today's market cap of $1.16B, Univest Financial Corporation is priced for free-cash-flow growth of about 0.6% per year for 10 years (assuming a 10% discount rate and 2.5% terminal growth, base FCF $96.93M from the FY ending 2025-12-31). For comparison, free cash flow actually grew 15.4%/yr over the last five fiscal years, computed from its SEC filings. This is a reverse DCF — a translation of the price into a growth assumption you can judge, not a fair value and not advice. Change the assumptions yourself in the interactive view →
Explore 17 years of Univest Financial Corporation financials — interactive
Full income statement, balance sheet and cash flow with CAGR and trend on every row, 48 quarters, valuation ratios, plain-English health checks, and Ask — our SEC-grounded research assistant.
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Univest Financial Corporation financial history by metric
About Univest Financial Corporation
Univest Financial Corporation operates as the bank holding company for Univest Bank and Trust Co. that provides banking services in the United States. It operates through three segments: Banking; Wealth Management; and Insurance. The Banking segment offers financial services to individuals, businesses, municipalities, and non-profit organizations, including deposit taking, loan origination and servicing, mortgage banking, other general banking services, and equipment lease financing. The Wealth Management segment provides investment advisory, financial planning and trust, and brokerage services for private families and individuals, municipal pension plans, retirement plans, trusts, and guardianships. The Insurance segment offers full-service insurance brokerage agency comprising commercial property and casualty insurance, employee benefit solutions, personal insurance lines, and human resources consulting services. The company was formerly known as Univest Corporation of Pennsylvania and changed its name to Univest Financial Corporation in January 2019. Univest Financial Corporation was founded in 1876 and is headquartered in Souderton, Pennsylvania.
Univest Financial Corporation — frequently asked questions
What is Univest Financial Corporation's revenue?
Univest Financial Corporation (UVSP) reported revenue of $328.06M for fiscal year 2025, up 9.6% from the prior year, according to its SEC filings.
Is Univest Financial Corporation profitable?
Yes. UVSP earned net income of $90.76M in fiscal 2025, a net margin of 27.7%.
What is UVSP's P/E ratio?
Univest Financial Corporation trades at a price-to-earnings ratio of about 12.5 based on the latest data in our nightly-refreshed cache.
How much debt does Univest Financial Corporation have?
As of fiscal year 2025, UVSP carried roughly $323.28M in total debt (short- plus long-term borrowings), per its filed balance sheet.
What is Univest Financial Corporation's market cap?
Univest Financial Corporation (UVSP) has a market capitalization of about $1.16B, based on the latest data in our nightly-refreshed cache.
When does Univest Financial Corporation's fiscal year end?
UVSP's fiscal year ends in December. Its most recent annual filing covers the fiscal year ending 2025-12-31.
What growth is priced into UVSP stock?
At today's market cap of $1.16B, Univest Financial Corporation is priced for free-cash-flow growth of about 0.6% per year for 10 years (assuming a 10% discount rate and 2.5% terminal growth, base FCF $96.93M from the FY ending 2025-12-31). For comparison, free cash flow actually grew 15.4%/yr over the last five fiscal years, computed from its SEC filings.
Where does this data come from?
All figures are computed from Univest Financial Corporation's official SEC filings (10-K and 10-Q), covering 17 years of history, refreshed nightly. stockportfolio.pro does not provide investment advice.