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Metropolitan Bank Holding Corp. (MCB)
Financial Services · Banks - Regional · NYSE
Metropolitan Bank Holding Corp. revenue & earnings — last 10 fiscal years
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $0 | $0 | $0 | $0 | $13.67M | $23.15M | $245.27M | $237.63M | $260.08M | $291.08M |
| Gross profit | — | — | — | — | — | — | — | — | — | — |
| Net income | $5.01M | $12.37M | $25.55M | $30.13M | $39.47M | $60.55M | $59.42M | $77.27M | $66.69M | $71.10M |
| Net margin | — | — | — | — | 288.7% | 261.6% | 24.2% | 32.5% | 25.6% | 24.4% |
Source: Metropolitan Bank Holding Corp. SEC filings (10-K). 11 years of history available in the interactive view.
What growth is priced into MCB stock?
At today's market cap of $1.16B, Metropolitan Bank Holding Corp. is priced for free-cash-flow growth of about 2.9% per year for 10 years (assuming a 10% discount rate and 2.5% terminal growth, base FCF $82.42M from the FY ending 2025-12-31). For comparison, free cash flow actually grew 23%/yr over the last five fiscal years and revenue 84.4%/yr, computed from its SEC filings. This is a reverse DCF — a translation of the price into a growth assumption you can judge, not a fair value and not advice. Change the assumptions yourself in the interactive view →
Explore 11 years of Metropolitan Bank Holding Corp. financials — interactive
Full income statement, balance sheet and cash flow with CAGR and trend on every row, 48 quarters, valuation ratios, plain-English health checks, and Ask — our SEC-grounded research assistant.
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Metropolitan Bank Holding Corp. financial history by metric
About Metropolitan Bank Holding Corp.
Metropolitan Bank Holding Corp. operates as the bank holding company for Metropolitan Commercial Bank that provides a range of business, commercial, and retail banking products and services. It offers checking, savings, term deposit, money market, non-interest-bearing demand deposit, and other time deposits. The company also provides lending products, including commercial real estate; multi-family; construction; one-to four-family real estate loans; commercial and industrial loans; consumer loans, including purchased student loans; acquisition and renovation loans; loans on owner-occupied properties; loans to refinance or return borrower equity; working capital lines of credit; trade finance; letters of credit; and term loans. In addition, it offers cash management services, online and mobile banking, ACH, remote deposit capture, and debit cards products, and third-part debit cards products, as well as merchant services. It serves small businesses, middle-market enterprises, public entities, and individuals. The company was formerly known as Metbank Holding Corp. and changed its name to Metropolitan Bank Holding Corp. in January 2007. Metropolitan Bank Holding Corp. was incorporated in 1997 and is headquartered in New York, New York.
Metropolitan Bank Holding Corp. — frequently asked questions
What is Metropolitan Bank Holding Corp.'s revenue?
Metropolitan Bank Holding Corp. (MCB) reported revenue of $291.08M for fiscal year 2025, up 11.9% from the prior year, according to its SEC filings.
Is Metropolitan Bank Holding Corp. profitable?
Yes. MCB earned net income of $71.10M in fiscal 2025, a net margin of 24.4%.
What is MCB's P/E ratio?
Metropolitan Bank Holding Corp. trades at a price-to-earnings ratio of about 11.6 based on the latest data in our nightly-refreshed cache.
How fast is Metropolitan Bank Holding Corp. growing?
MCB's revenue grew at roughly 84.4% per year over the last five fiscal years (compound annual growth rate), computed from SEC-filed statements.
How much debt does Metropolitan Bank Holding Corp. have?
As of fiscal year 2025, MCB carried roughly $10.97M in total debt (short- plus long-term borrowings), per its filed balance sheet.
What is Metropolitan Bank Holding Corp.'s market cap?
Metropolitan Bank Holding Corp. (MCB) has a market capitalization of about $1.16B, based on the latest data in our nightly-refreshed cache.
When does Metropolitan Bank Holding Corp.'s fiscal year end?
MCB's fiscal year ends in December. Its most recent annual filing covers the fiscal year ending 2025-12-31.
What growth is priced into MCB stock?
At today's market cap of $1.16B, Metropolitan Bank Holding Corp. is priced for free-cash-flow growth of about 2.9% per year for 10 years (assuming a 10% discount rate and 2.5% terminal growth, base FCF $82.42M from the FY ending 2025-12-31). For comparison, free cash flow actually grew 23%/yr over the last five fiscal years and revenue 84.4%/yr, computed from its SEC filings.
Where does this data come from?
All figures are computed from Metropolitan Bank Holding Corp.'s official SEC filings (10-K and 10-Q), covering 11 years of history, refreshed nightly. stockportfolio.pro does not provide investment advice.