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HomeTrust Bancshares, Inc. (HTB)
Financial Services · Banks - Regional · NYSE
HomeTrust Bancshares, Inc. revenue & earnings — last 10 fiscal years
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $0 | $9.00M | $10.16M | $11.13M | $10.57M | $10.37M | $149.97M | $186.37M | $202.96M | $211.53M |
| Gross profit | — | — | — | — | — | — | — | — | — | — |
| Net income | $11.46M | $11.85M | $8.23M | $27.15M | $22.78M | $15.68M | $35.65M | $44.60M | $54.80M | $64.36M |
| Net margin | — | 131.6% | 81.1% | 243.9% | 215.5% | 151.1% | 23.8% | 23.9% | 27.0% | 30.4% |
Source: HomeTrust Bancshares, Inc. SEC filings (10-K). 16 years of history available in the interactive view.
What growth is priced into HTB stock?
At today's market cap of $793.46M, HomeTrust Bancshares, Inc. is priced for free-cash-flow growth of about 6.7% per year for 10 years (assuming a 10% discount rate and 2.5% terminal growth, base FCF $42.77M from the FY ending 2025-12-31). For comparison, revenue 82.1%/yr, computed from its SEC filings. This is a reverse DCF — a translation of the price into a growth assumption you can judge, not a fair value and not advice. Change the assumptions yourself in the interactive view →
Explore 16 years of HomeTrust Bancshares, Inc. financials — interactive
Full income statement, balance sheet and cash flow with CAGR and trend on every row, 48 quarters, valuation ratios, plain-English health checks, and Ask — our SEC-grounded research assistant.
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HomeTrust Bancshares, Inc. financial history by metric
About HomeTrust Bancshares, Inc.
HomeTrust Bancshares, Inc. operates as the bank holding company for HomeTrust Bank that provides a range of retail and commercial banking products and services in the United States. It's deposit products include savings, money market, noninterest-bearing, and interest-bearing checking accounts, as well as certificates of deposit for individuals, businesses, and nonprofit organizations. The company's loan portfolio comprises one-to-four-family real estate lending, multifamily, home equity lines of credit, construction and land development, indirect auto finance, and consumer lending; and commercial loans that include commercial real estate, construction and land development, and commercial and industrial loans. It also provides small business administration loans, equipment finance leases, and municipal leases, as well as cash management and online/mobile banking services. In addition, the company invests in debt securities issued by the United States government agencies and government-sponsored enterprises, municipal bonds, corporate bonds, commercial paper, and certificates of deposit insured by the federal deposit insurance corporation. HomeTrust Bancshares, Inc. was founded in 1926 and is headquartered in Asheville, North Carolina.
HomeTrust Bancshares, Inc. — frequently asked questions
What is HomeTrust Bancshares, Inc.'s revenue?
HomeTrust Bancshares, Inc. (HTB) reported revenue of $211.53M for fiscal year 2025, up 4.2% from the prior year, according to its SEC filings.
Is HomeTrust Bancshares, Inc. profitable?
Yes. HTB earned net income of $64.36M in fiscal 2025, a net margin of 30.4%.
What is HTB's P/E ratio?
HomeTrust Bancshares, Inc. trades at a price-to-earnings ratio of about 12.2 based on the latest data in our nightly-refreshed cache.
How fast is HomeTrust Bancshares, Inc. growing?
HTB's revenue grew at roughly 82.1% per year over the last five fiscal years (compound annual growth rate), computed from SEC-filed statements.
How much debt does HomeTrust Bancshares, Inc. have?
As of fiscal year 2025, HTB carried roughly $10.22M in total debt (short- plus long-term borrowings), per its filed balance sheet.
What is HomeTrust Bancshares, Inc.'s market cap?
HomeTrust Bancshares, Inc. (HTB) has a market capitalization of about $793.46M, based on the latest data in our nightly-refreshed cache.
When does HomeTrust Bancshares, Inc.'s fiscal year end?
HTB's fiscal year ends in December. Its most recent annual filing covers the fiscal year ending 2025-12-31.
What growth is priced into HTB stock?
At today's market cap of $793.46M, HomeTrust Bancshares, Inc. is priced for free-cash-flow growth of about 6.7% per year for 10 years (assuming a 10% discount rate and 2.5% terminal growth, base FCF $42.77M from the FY ending 2025-12-31). For comparison, revenue 82.1%/yr, computed from its SEC filings.
Where does this data come from?
All figures are computed from HomeTrust Bancshares, Inc.'s official SEC filings (10-K and 10-Q), covering 16 years of history, refreshed nightly. stockportfolio.pro does not provide investment advice.