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German American Bancorp, Inc. (GABC)
Financial Services · Banks - Regional · NasdaqGS
German American Bancorp, Inc. revenue & earnings — last 10 fiscal years
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $0 | $0 | $0 | $0 | $0 | $0 | $259.72M | $250.69M | $214.93M | $361.44M |
| Gross profit | — | — | — | — | — | — | — | — | — | — |
| Net income | $35.18M | $40.68M | $46.53M | $59.22M | $62.21M | $84.14M | $81.83M | $85.89M | $83.81M | $112.64M |
| Net margin | — | — | — | — | — | — | 31.5% | 34.3% | 39.0% | 31.2% |
Source: German American Bancorp, Inc. SEC filings (10-K). 17 years of history available in the interactive view.
What growth is priced into GABC stock?
At today's market cap of $1.71B, German American Bancorp, Inc. is priced for free-cash-flow growth of about -0.4% per year for 10 years (assuming a 10% discount rate and 2.5% terminal growth, base FCF $154.00M from the FY ending 2025-12-31). For comparison, free cash flow actually grew 12.5%/yr over the last five fiscal years, computed from its SEC filings. This is a reverse DCF — a translation of the price into a growth assumption you can judge, not a fair value and not advice. Change the assumptions yourself in the interactive view →
Explore 17 years of German American Bancorp, Inc. financials — interactive
Full income statement, balance sheet and cash flow with CAGR and trend on every row, 48 quarters, valuation ratios, plain-English health checks, and Ask — our SEC-grounded research assistant.
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German American Bancorp, Inc. financial history by metric
About German American Bancorp, Inc.
German American Bancorp, Inc. operates as a financial holding company for German American Bank that provides retail and commercial banking, and wealth management services. The company operates through Core Banking, and Wealth Management segments. The Core Banking segment accepts deposits from the general public; and originates consumer, commercial and agricultural, commercial and agricultural real estate, and residential mortgage loans, as well as sells residential mortgage loans in the secondary market. The Wealth Management segment provides trust, investment advisory, brokerage, and retirement planning services. It also offers demand deposits, savings, interest-bearing checking, money market accounts, and certificates of deposit; home equity and credit card loans; and wealth advisory and trust services. The company was founded in 1910 and is based in Jasper, Indiana.
German American Bancorp, Inc. — frequently asked questions
What is German American Bancorp, Inc.'s revenue?
German American Bancorp, Inc. (GABC) reported revenue of $361.44M for fiscal year 2025, up 68.2% from the prior year, according to its SEC filings.
Is German American Bancorp, Inc. profitable?
Yes. GABC earned net income of $112.64M in fiscal 2025, a net margin of 31.2%.
What is GABC's P/E ratio?
German American Bancorp, Inc. trades at a price-to-earnings ratio of about 12.5 based on the latest data in our nightly-refreshed cache.
How much debt does German American Bancorp, Inc. have?
As of fiscal year 2025, GABC carried roughly $136.69M in total debt (short- plus long-term borrowings), per its filed balance sheet.
What is German American Bancorp, Inc.'s market cap?
German American Bancorp, Inc. (GABC) has a market capitalization of about $1.71B, based on the latest data in our nightly-refreshed cache.
When does German American Bancorp, Inc.'s fiscal year end?
GABC's fiscal year ends in December. Its most recent annual filing covers the fiscal year ending 2025-12-31.
What growth is priced into GABC stock?
At today's market cap of $1.71B, German American Bancorp, Inc. is priced for free-cash-flow growth of about -0.4% per year for 10 years (assuming a 10% discount rate and 2.5% terminal growth, base FCF $154.00M from the FY ending 2025-12-31). For comparison, free cash flow actually grew 12.5%/yr over the last five fiscal years, computed from its SEC filings.
Where does this data come from?
All figures are computed from German American Bancorp, Inc.'s official SEC filings (10-K and 10-Q), covering 17 years of history, refreshed nightly. stockportfolio.pro does not provide investment advice.