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First Mid Bancshares, Inc. (FMBH)
Financial Services · Banks - Regional · NasdaqGM
First Mid Bancshares, Inc. revenue & earnings — last 10 fiscal years
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $0 | $0 | $0 | $0 | $0 | $0 | $254.66M | $274.93M | $318.63M | $342.27M |
| Gross profit | — | — | — | — | — | — | — | — | — | — |
| Net income | $21.84M | $26.68M | $36.60M | $47.94M | $45.27M | $51.49M | $72.95M | $68.94M | $78.90M | $91.75M |
| Net margin | — | — | — | — | — | — | 28.6% | 25.1% | 24.8% | 26.8% |
Source: First Mid Bancshares, Inc. SEC filings (10-K). 17 years of history available in the interactive view.
What growth is priced into FMBH stock?
At today's market cap of $1.22B, First Mid Bancshares, Inc. is priced for free-cash-flow growth of about -2.1% per year for 10 years (assuming a 10% discount rate and 2.5% terminal growth, base FCF $124.03M from the FY ending 2025-12-31). For comparison, free cash flow actually grew 15.2%/yr over the last five fiscal years, computed from its SEC filings. This is a reverse DCF — a translation of the price into a growth assumption you can judge, not a fair value and not advice. Change the assumptions yourself in the interactive view →
Explore 17 years of First Mid Bancshares, Inc. financials — interactive
Full income statement, balance sheet and cash flow with CAGR and trend on every row, 48 quarters, valuation ratios, plain-English health checks, and Ask — our SEC-grounded research assistant.
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First Mid Bancshares, Inc. financial history by metric
About First Mid Bancshares, Inc.
First Mid Bancshares, Inc., a financial holding company, provides community banking products and services to commercial, retail, and agricultural customers in the United States. It accepts various deposit products, such as demand deposits, savings accounts, money market deposits, and time deposits. The company's loan products include commercial real estate, commercial and industrial, agricultural and agricultural real estate, residential real estate owner and non-owner occupied, and consumer loans, as well as construction and land development, 1-4 family residential properties, and multifamily residential properties loans; and other loans comprising loans to municipalities to support community projects, such as infrastructure improvements or equipment purchases. In addition, it offers wealth management services, which include estate planning and investment services to individuals; employee benefit services for businesses; and farm management and brokerage services. Further, the company provides property and casualty, senior insurance products, and group medical insurance for businesses; and personal lines insurance to individuals. The company was formerly known as First Mid-Illinois Bancshares, Inc. and changed its name to First Mid Bancshares, Inc. in April 2019. First Mid Bancshares, Inc. was founded in 1865 and is headquartered in Mattoon, Illinois.
First Mid Bancshares, Inc. — frequently asked questions
What is First Mid Bancshares, Inc.'s revenue?
First Mid Bancshares, Inc. (FMBH) reported revenue of $342.27M for fiscal year 2025, up 7.4% from the prior year, according to its SEC filings.
Is First Mid Bancshares, Inc. profitable?
Yes. FMBH earned net income of $91.75M in fiscal 2025, a net margin of 26.8%.
What is FMBH's P/E ratio?
First Mid Bancshares, Inc. trades at a price-to-earnings ratio of about 11.6 based on the latest data in our nightly-refreshed cache.
How much debt does First Mid Bancshares, Inc. have?
As of fiscal year 2025, FMBH carried roughly $354.46M in total debt (short- plus long-term borrowings), per its filed balance sheet.
What is First Mid Bancshares, Inc.'s market cap?
First Mid Bancshares, Inc. (FMBH) has a market capitalization of about $1.22B, based on the latest data in our nightly-refreshed cache.
When does First Mid Bancshares, Inc.'s fiscal year end?
FMBH's fiscal year ends in December. Its most recent annual filing covers the fiscal year ending 2025-12-31.
What growth is priced into FMBH stock?
At today's market cap of $1.22B, First Mid Bancshares, Inc. is priced for free-cash-flow growth of about -2.1% per year for 10 years (assuming a 10% discount rate and 2.5% terminal growth, base FCF $124.03M from the FY ending 2025-12-31). For comparison, free cash flow actually grew 15.2%/yr over the last five fiscal years, computed from its SEC filings.
Where does this data come from?
All figures are computed from First Mid Bancshares, Inc.'s official SEC filings (10-K and 10-Q), covering 17 years of history, refreshed nightly. stockportfolio.pro does not provide investment advice.