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Donegal Group Inc. (DGICA)
Financial Services · Insurance - Property & Casualty · NasdaqGS
Donegal Group Inc. revenue & earnings — last 10 fiscal years
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $688.42M | $739.03M | $771.83M | $812.45M | $777.82M | $816.47M | $848.22M | $927.34M | $989.61M | $978.01M |
| Gross profit | — | — | — | — | — | — | — | — | — | — |
| Net income | $30.80M | $7.12M | $-32.76M | $47.15M | $52.82M | $25.25M | $-1.96M | $4.43M | $50.86M | $79.34M |
| Net margin | 4.5% | 1.0% | -4.2% | 5.8% | 6.8% | 3.1% | -0.2% | 0.5% | 5.1% | 8.1% |
Source: Donegal Group Inc. SEC filings (10-K). 17 years of history available in the interactive view.
What growth is priced into DGICA stock?
At today's market cap of $650.04M, Donegal Group Inc. is priced for free-cash-flow growth of about -2.9% per year for 10 years (assuming a 10% discount rate and 2.5% terminal growth, base FCF $70.20M from the FY ending 2025-12-31). For comparison, free cash flow actually grew 23.7%/yr over the last five fiscal years and revenue 4.7%/yr, computed from its SEC filings. This is a reverse DCF — a translation of the price into a growth assumption you can judge, not a fair value and not advice. Change the assumptions yourself in the interactive view →
Explore 17 years of Donegal Group Inc. financials — interactive
Full income statement, balance sheet and cash flow with CAGR and trend on every row, 48 quarters, valuation ratios, plain-English health checks, and Ask — our SEC-grounded research assistant.
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Donegal Group Inc. financial history by metric
About Donegal Group Inc.
Donegal Group Inc., an insurance holding company, provides commercial and personal lines of property and casualty coverages. It operates through three segments: Investment Function, Commercial Lines of Insurance, and Personal Lines of Insurance. The company offers protection against liability for bodily injury and property damage arising from automobile accidents and protection against loss from damage to automobiles owned by the insured for commercial automobile; protection to businesses against perils combining liability and physical damage coverages; and benefits to employees for injuries sustained during employment. It provides protection against liability for bodily injury and property damage arising from automobile accidents and protection against loss from damage to automobiles owned by the insured for private passenger automobile; and coverage for damage to residences and their contents from a range of perils, including fire, lightning, windstorm, and theft. The company markets its insurance products primarily to Mid-Atlantic, Midwest, Southern, and Southwestern states through a network of independent insurance agents. The company was incorporated in 1986 and is based in Marietta, Pennsylvania. Donegal Group Inc. operates as a subsidiary of Donegal Mutual Insurance Company.
Donegal Group Inc. — frequently asked questions
What is Donegal Group Inc.'s revenue?
Donegal Group Inc. (DGICA) reported revenue of $978.01M for fiscal year 2025, down 1.2% from the prior year, according to its SEC filings.
Is Donegal Group Inc. profitable?
Yes. DGICA earned net income of $79.34M in fiscal 2025, a net margin of 8.1%.
What is DGICA's P/E ratio?
Donegal Group Inc. trades at a price-to-earnings ratio of about 9.9 based on the latest data in our nightly-refreshed cache.
How fast is Donegal Group Inc. growing?
DGICA's revenue grew at roughly 4.7% per year over the last five fiscal years (compound annual growth rate), computed from SEC-filed statements.
How much debt does Donegal Group Inc. have?
As of fiscal year 2025, DGICA carried roughly $35.00M in total debt (short- plus long-term borrowings), per its filed balance sheet.
What is Donegal Group Inc.'s market cap?
Donegal Group Inc. (DGICA) has a market capitalization of about $650.04M, based on the latest data in our nightly-refreshed cache.
When does Donegal Group Inc.'s fiscal year end?
DGICA's fiscal year ends in December. Its most recent annual filing covers the fiscal year ending 2025-12-31.
What growth is priced into DGICA stock?
At today's market cap of $650.04M, Donegal Group Inc. is priced for free-cash-flow growth of about -2.9% per year for 10 years (assuming a 10% discount rate and 2.5% terminal growth, base FCF $70.20M from the FY ending 2025-12-31). For comparison, free cash flow actually grew 23.7%/yr over the last five fiscal years and revenue 4.7%/yr, computed from its SEC filings.
Where does this data come from?
All figures are computed from Donegal Group Inc.'s official SEC filings (10-K and 10-Q), covering 17 years of history, refreshed nightly. stockportfolio.pro does not provide investment advice.