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Capital Bancorp, Inc. (CBNK)
Financial Services · Banks - Regional · NasdaqGS
Capital Bancorp, Inc. revenue & earnings — last 9 fiscal years
| Metric | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | $0 | $0 | $0 | $0 | $0 | $168.28M | $164.87M | $183.72M | $241.19M |
| Gross profit | — | — | — | — | — | — | — | — | — |
| Net income | $7.11M | $12.77M | $16.89M | $25.82M | $39.98M | $41.80M | $35.87M | $30.97M | $57.17M |
| Net margin | — | — | — | — | — | 24.8% | 21.8% | 16.9% | 23.7% |
Source: Capital Bancorp, Inc. SEC filings (10-K).
What growth is priced into CBNK stock?
At today's market cap of $543.86M, Capital Bancorp, Inc. is priced for free-cash-flow growth of about -4.9% per year for 10 years (assuming a 10% discount rate and 2.5% terminal growth, base FCF $67.35M from the FY ending 2025-12-31). For comparison, free cash flow actually grew 15.1%/yr over the last five fiscal years, computed from its SEC filings. This is a reverse DCF — a translation of the price into a growth assumption you can judge, not a fair value and not advice. Change the assumptions yourself in the interactive view →
Explore 9 years of Capital Bancorp, Inc. financials — interactive
Full income statement, balance sheet and cash flow with CAGR and trend on every row, 48 quarters, valuation ratios, plain-English health checks, and Ask — our SEC-grounded research assistant.
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Capital Bancorp, Inc. financial history by metric
About Capital Bancorp, Inc.
Capital Bancorp, Inc. operates as the bank holding company for Capital Bank, N.A., provides various banking products and services to businesses, not-for-profit associations, and entrepreneurs in the United States. It operates through four divisions: Commercial Banking, Capital Bank Home Loans, OpenSky, Windsor Advantage. The company offers a range of deposit products, including checking and savings, time, interest bearing and noninterest-bearing demand, and money market accounts, as well as certificates of deposit; and secured, partially secured, and unsecured credit cards. It also originates residential mortgages; issues trust preferred securities; and provides residential and commercial real estate, construction, and commercial and industrial loans; servicing, processing, and packaging of Small Business Administration and U.S. Department of Agriculture loans; as well as other consumer loans, such as term loans, car loans, and boat loans to small to medium-sized businesses, professionals, real estate investors, small residential builders and individuals, and financial institution clients, including Capital Bank. Capital Bancorp, Inc. was founded in 1974 and is headquartered in Rockville, Maryland.
Capital Bancorp, Inc. — frequently asked questions
What is Capital Bancorp, Inc.'s revenue?
Capital Bancorp, Inc. (CBNK) reported revenue of $241.19M for fiscal year 2025, up 31.3% from the prior year, according to its SEC filings.
Is Capital Bancorp, Inc. profitable?
Yes. CBNK earned net income of $57.17M in fiscal 2025, a net margin of 23.7%.
What is CBNK's P/E ratio?
Capital Bancorp, Inc. trades at a price-to-earnings ratio of about 10.1 based on the latest data in our nightly-refreshed cache.
How much debt does Capital Bancorp, Inc. have?
As of fiscal year 2025, CBNK carried roughly $52.06M in total debt (short- plus long-term borrowings), per its filed balance sheet.
What is Capital Bancorp, Inc.'s market cap?
Capital Bancorp, Inc. (CBNK) has a market capitalization of about $543.86M, based on the latest data in our nightly-refreshed cache.
When does Capital Bancorp, Inc.'s fiscal year end?
CBNK's fiscal year ends in December. Its most recent annual filing covers the fiscal year ending 2025-12-31.
What growth is priced into CBNK stock?
At today's market cap of $543.86M, Capital Bancorp, Inc. is priced for free-cash-flow growth of about -4.9% per year for 10 years (assuming a 10% discount rate and 2.5% terminal growth, base FCF $67.35M from the FY ending 2025-12-31). For comparison, free cash flow actually grew 15.1%/yr over the last five fiscal years, computed from its SEC filings.
Where does this data come from?
All figures are computed from Capital Bancorp, Inc.'s official SEC filings (10-K and 10-Q), covering 9 years of history, refreshed nightly. stockportfolio.pro does not provide investment advice.