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Byline Bancorp, Inc. (BY)
Financial Services · Banks - Regional · NYSE
Byline Bancorp, Inc. revenue & earnings — last 10 fiscal years
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $0 | $0 | $0 | $0 | $0 | $0 | $320.23M | $383.62M | $403.54M | $441.51M |
| Gross profit | — | — | — | — | — | — | — | — | — | — |
| Net income | $66.73M | $21.70M | $41.19M | $57.00M | $37.47M | $92.78M | $87.95M | $107.88M | $120.76M | $130.05M |
| Net margin | — | — | — | — | — | — | 27.5% | 28.1% | 29.9% | 29.5% |
Source: Byline Bancorp, Inc. SEC filings (10-K). 11 years of history available in the interactive view.
What growth is priced into BY stock?
At today's market cap of $1.57B, Byline Bancorp, Inc. is priced for free-cash-flow growth of about 0.2% per year for 10 years (assuming a 10% discount rate and 2.5% terminal growth, base FCF $136.32M from the FY ending 2025-12-31). For comparison, free cash flow actually grew 5.3%/yr over the last five fiscal years, computed from its SEC filings. This is a reverse DCF — a translation of the price into a growth assumption you can judge, not a fair value and not advice. Change the assumptions yourself in the interactive view →
Explore 11 years of Byline Bancorp, Inc. financials — interactive
Full income statement, balance sheet and cash flow with CAGR and trend on every row, 48 quarters, valuation ratios, plain-English health checks, and Ask — our SEC-grounded research assistant.
Open the interactive view — freeByline Bancorp, Inc. financial history by metric
About Byline Bancorp, Inc.
Byline Bancorp, Inc. operates as the bank holding company for Byline Bank that provides various banking products and services for small and medium sized businesses, commercial real estate and financial sponsors, and consumers in the United States. It offers various retail deposit products, including non-interest-bearing accounts, money market demand accounts, savings accounts, interest-bearing checking accounts, and time deposits; ATM and debit cards; and online, mobile, and text banking services, as well as commercial deposits. The company also provides term loans, revolving lines of credit, and construction financing services; senior secured financing solutions to private equity backed lower middle market companies; small business administration and the United States department of agriculture loans; and treasury management products and services, such as treasury services, information reporting, fraud management, cash collection, and interest rate derivative products. In addition, it offers financing solutions for equipment vendors and their end users; syndication services; and investment, trust, and wealth management services, including fiduciary and executor services, financial planning solutions, investment advisory services, and private banking services for foundations and endowments, and high net worth individuals. The company was formerly known as Metropolitan Bank Group, Inc. and changed its name to Byline Bancorp, Inc. in 2015. Byline Bancorp, Inc. was founded in 1914 and is headquartered in Chicago, Illinois.
Byline Bancorp, Inc. — frequently asked questions
What is Byline Bancorp, Inc.'s revenue?
Byline Bancorp, Inc. (BY) reported revenue of $441.51M for fiscal year 2025, up 9.4% from the prior year, according to its SEC filings.
Is Byline Bancorp, Inc. profitable?
Yes. BY earned net income of $130.05M in fiscal 2025, a net margin of 29.5%.
What is BY's P/E ratio?
Byline Bancorp, Inc. trades at a price-to-earnings ratio of about 11.3 based on the latest data in our nightly-refreshed cache.
How much debt does Byline Bancorp, Inc. have?
As of fiscal year 2025, BY carried roughly $485.35M in total debt (short- plus long-term borrowings), per its filed balance sheet.
What is Byline Bancorp, Inc.'s market cap?
Byline Bancorp, Inc. (BY) has a market capitalization of about $1.57B, based on the latest data in our nightly-refreshed cache.
When does Byline Bancorp, Inc.'s fiscal year end?
BY's fiscal year ends in December. Its most recent annual filing covers the fiscal year ending 2025-12-31.
What growth is priced into BY stock?
At today's market cap of $1.57B, Byline Bancorp, Inc. is priced for free-cash-flow growth of about 0.2% per year for 10 years (assuming a 10% discount rate and 2.5% terminal growth, base FCF $136.32M from the FY ending 2025-12-31). For comparison, free cash flow actually grew 5.3%/yr over the last five fiscal years, computed from its SEC filings.
Where does this data come from?
All figures are computed from Byline Bancorp, Inc.'s official SEC filings (10-K and 10-Q), covering 11 years of history, refreshed nightly. stockportfolio.pro does not provide investment advice.