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Business First Bancshares, Inc. (BFST)
Financial Services · Banks - Regional · NasdaqGS
Business First Bancshares, Inc. revenue & earnings — last 10 fiscal years
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $2.03M | $2.11M | $2.81M | $4.04M | $5.36M | $6.81M | $227.54M | $247.42M | $270.37M | $319.81M |
| Gross profit | — | — | — | — | — | — | — | — | — | — |
| Net income | $5.11M | $4.85M | $14.09M | $23.77M | $30.00M | $52.14M | $54.26M | $71.04M | $65.11M | $87.86M |
| Net margin | 251.4% | 229.9% | 501.5% | 589.1% | 559.9% | 765.2% | 23.8% | 28.7% | 24.1% | 27.5% |
Source: Business First Bancshares, Inc. SEC filings (10-K). 13 years of history available in the interactive view.
What growth is priced into BFST stock?
At today's market cap of $939.49M, Business First Bancshares, Inc. is priced for free-cash-flow growth of about -1.6% per year for 10 years (assuming a 10% discount rate and 2.5% terminal growth, base FCF $92.02M from the FY ending 2025-12-31). For comparison, free cash flow actually grew 28.4%/yr over the last five fiscal years and revenue 126.6%/yr, computed from its SEC filings. This is a reverse DCF — a translation of the price into a growth assumption you can judge, not a fair value and not advice. Change the assumptions yourself in the interactive view →
Explore 13 years of Business First Bancshares, Inc. financials — interactive
Full income statement, balance sheet and cash flow with CAGR and trend on every row, 48 quarters, valuation ratios, plain-English health checks, and Ask — our SEC-grounded research assistant.
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Business First Bancshares, Inc. financial history by metric
About Business First Bancshares, Inc.
Business First Bancshares, Inc. operates as the bank holding company for b1BANK that provides various banking products and services in Louisiana and Texas. It offers various deposit products and services, including checking and savings, time, and money market accounts; and certificates of deposits, remote deposit capture, and direct deposit services. The company also provides commercial and industrial loans, such as working capital, term, equipment financing, asset acquisition, expansion and development, borrowing base, and other loan products, as well as commercial lines of credit, accounts receivable factoring, agricultural financing, and letters of credit; construction and development loans; commercial real estate loans; residential real estate loans comprising first and second lien 1-4 family mortgage loans, and home equity lines of credit; and consumer loans, including secured and unsecured installment, and term loans. In addition, it offers wealth management products, including mutual funds, annuities, individual retirement accounts, and other financial products, as well as other fiduciary and private banking products and services. Further, the company provides a range of other financial services comprising debit and credit cards, treasury and cash management, merchant, automated clearing house, lock-box, receivables factoring, correspondent banking, and other treasury services, as well as employee and payroll benefits solutions; and drive-through banking facilities, automated teller machines, night depository, personalized checks, electronic funds transfer, domestic and foreign wire transfer, traveler's checks, vault, loan and deposit sweep accounts, interest-rate swaps, small business administration products, online and mobile banking, e-statements, and bank-by-mail services. Business First Bancshares, Inc. was incorporated in 2006 and is headquartered in Baton Rouge, Louisiana.
Business First Bancshares, Inc. — frequently asked questions
What is Business First Bancshares, Inc.'s revenue?
Business First Bancshares, Inc. (BFST) reported revenue of $319.81M for fiscal year 2025, up 18.3% from the prior year, according to its SEC filings.
Is Business First Bancshares, Inc. profitable?
Yes. BFST earned net income of $87.86M in fiscal 2025, a net margin of 27.5%.
What is BFST's P/E ratio?
Business First Bancshares, Inc. trades at a price-to-earnings ratio of about 10.2 based on the latest data in our nightly-refreshed cache.
How fast is Business First Bancshares, Inc. growing?
BFST's revenue grew at roughly 126.6% per year over the last five fiscal years (compound annual growth rate), computed from SEC-filed statements.
How much debt does Business First Bancshares, Inc. have?
As of fiscal year 2025, BFST carried roughly $528.73M in total debt (short- plus long-term borrowings), per its filed balance sheet.
What is Business First Bancshares, Inc.'s market cap?
Business First Bancshares, Inc. (BFST) has a market capitalization of about $939.49M, based on the latest data in our nightly-refreshed cache.
When does Business First Bancshares, Inc.'s fiscal year end?
BFST's fiscal year ends in December. Its most recent annual filing covers the fiscal year ending 2025-12-31.
What growth is priced into BFST stock?
At today's market cap of $939.49M, Business First Bancshares, Inc. is priced for free-cash-flow growth of about -1.6% per year for 10 years (assuming a 10% discount rate and 2.5% terminal growth, base FCF $92.02M from the FY ending 2025-12-31). For comparison, free cash flow actually grew 28.4%/yr over the last five fiscal years and revenue 126.6%/yr, computed from its SEC filings.
Where does this data come from?
All figures are computed from Business First Bancshares, Inc.'s official SEC filings (10-K and 10-Q), covering 13 years of history, refreshed nightly. stockportfolio.pro does not provide investment advice.