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Amalgamated Financial Corp. (AMAL)
Financial Services · Banks - Regional · NasdaqGM
Amalgamated Financial Corp. revenue & earnings — last 8 fiscal years
| Metric | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $0 | $0 | $0 | $0 | $266.51M | $285.71M | $316.48M | $330.46M |
| Gross profit | — | — | — | — | — | — | — | — |
| Net income | $44.65M | $47.20M | $46.19M | $52.94M | $81.48M | $87.98M | $106.43M | $104.45M |
| Net margin | — | — | — | — | 30.6% | 30.8% | 33.6% | 31.6% |
Source: Amalgamated Financial Corp. SEC filings (10-K).
What growth is priced into AMAL stock?
At today's market cap of $1.30B, Amalgamated Financial Corp. is priced for free-cash-flow growth of about -2.4% per year for 10 years (assuming a 10% discount rate and 2.5% terminal growth, base FCF $134.40M from the FY ending 2025-12-31). For comparison, free cash flow actually grew 15.9%/yr over the last five fiscal years, computed from its SEC filings. This is a reverse DCF — a translation of the price into a growth assumption you can judge, not a fair value and not advice. Change the assumptions yourself in the interactive view →
Explore 8 years of Amalgamated Financial Corp. financials — interactive
Full income statement, balance sheet and cash flow with CAGR and trend on every row, 48 quarters, valuation ratios, plain-English health checks, and Ask — our SEC-grounded research assistant.
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Amalgamated Financial Corp. financial history by metric
About Amalgamated Financial Corp.
Amalgamated Financial Corp. operates as the bank holding company for Amalgamated Bank that provides commercial and retail banking, investment management, and trust and custody services in the United States. It accepts various deposit products, including non-interest-bearing accounts, interest-bearing demand products, savings accounts, money market accounts, NOW accounts, time deposits, and certificates of deposit. The company also provides commercial and industrial, multifamily mortgage, commercial real estate, residential real estate mortgage, consumer solar, and consumer and other loans. In addition, it offers online banking, bill payment, online cash management, safe deposit box rentals, debit card, and ATM card services; and trust, custody, and investment management services, including asset safekeeping, corporate actions, income collections, proxy services, account transition, asset transfers, and conversion management. Further, the company provides investment products, such as index and actively-managed funds, which include equity, fixed-income, real estate, and alternative investments; and investment, brokerage, asset management, and insurance products, as well as lending services. Amalgamated Financial Corp. was founded in 1923 and is headquartered in New York, New York.
Amalgamated Financial Corp. — frequently asked questions
What is Amalgamated Financial Corp.'s revenue?
Amalgamated Financial Corp. (AMAL) reported revenue of $330.46M for fiscal year 2025, up 4.4% from the prior year, according to its SEC filings.
Is Amalgamated Financial Corp. profitable?
Yes. AMAL earned net income of $104.45M in fiscal 2025, a net margin of 31.6%.
What is AMAL's P/E ratio?
Amalgamated Financial Corp. trades at a price-to-earnings ratio of about 12.6 based on the latest data in our nightly-refreshed cache.
How much debt does Amalgamated Financial Corp. have?
As of fiscal year 2025, AMAL carried roughly $69.60M in total debt (short- plus long-term borrowings), per its filed balance sheet.
What is Amalgamated Financial Corp.'s market cap?
Amalgamated Financial Corp. (AMAL) has a market capitalization of about $1.30B, based on the latest data in our nightly-refreshed cache.
When does Amalgamated Financial Corp.'s fiscal year end?
AMAL's fiscal year ends in December. Its most recent annual filing covers the fiscal year ending 2025-12-31.
What growth is priced into AMAL stock?
At today's market cap of $1.30B, Amalgamated Financial Corp. is priced for free-cash-flow growth of about -2.4% per year for 10 years (assuming a 10% discount rate and 2.5% terminal growth, base FCF $134.40M from the FY ending 2025-12-31). For comparison, free cash flow actually grew 15.9%/yr over the last five fiscal years, computed from its SEC filings.
Where does this data come from?
All figures are computed from Amalgamated Financial Corp.'s official SEC filings (10-K and 10-Q), covering 8 years of history, refreshed nightly. stockportfolio.pro does not provide investment advice.