Origin Bancorp, Inc. (OBK)
Financial Services · Banks - Regional · NYSE
Origin Bancorp, Inc. revenue & earnings — last 10 fiscal years
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $0 | $0 | $0 | $0 | $0 | $0 | $326.45M | $352.45M | $352.06M | $388.99M |
| Gross profit | — | — | — | — | — | — | — | — | — | — |
| Net income | $12.85M | $14.67M | $51.60M | $53.88M | $36.36M | $108.55M | $87.72M | $83.80M | $76.49M | $75.20M |
| Net margin | — | — | — | — | — | — | 26.9% | 23.8% | 21.7% | 19.3% |
Source: Origin Bancorp, Inc. SEC filings (10-K).
What growth is priced into OBK stock?
At today's market cap of $1.51B, Origin Bancorp, Inc. is priced for free-cash-flow growth of about -1.6% per year for 10 years (assuming a 10% discount rate and 2.5% terminal growth, base FCF $148.55M from the FY ending 2025-12-31). This is a reverse DCF — a translation of the price into a growth assumption you can judge, not a fair value and not advice. Change the assumptions yourself in the interactive view →
Explore 10 years of Origin Bancorp, Inc. financials — interactive
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Origin Bancorp, Inc. financial history by metric
About Origin Bancorp, Inc.
Origin Bancorp, Inc. operates as a bank holding company for Origin Bank that provides banking and financial services to small and medium-sized businesses, municipalities, and retail clients in Texas, Louisiana, Alabama, and Mississippi. It provides noninterest and interest-bearing checking accounts, savings deposits, money market accounts, and time deposits; and offers commercial real estate, construction and land development, consumer, residential real estate, commercial and industrial, mortgage warehouse, and residential mortgage loans. The company offers personal and commercial property, and casualty insurance products; and internet banking and voice response information, mobile applications, cash management, business credit cards, overdraft protection, direct deposit, safe deposit boxes, automatic account transfers, peer-to-peer electronic pay solutions, and personal financial management solutions; and mobile and online banking, treasury management, mortgage origination and servicing facilities, commercial and consumer loans, and insurance services. The company was founded in 1991 and is headquartered in Ruston, Louisiana.
Origin Bancorp, Inc. — frequently asked questions
What is Origin Bancorp, Inc.'s revenue?
Origin Bancorp, Inc. (OBK) reported revenue of $388.99M for fiscal year 2025, up 10.5% from the prior year, according to its SEC filings.
Is Origin Bancorp, Inc. profitable?
Yes. OBK earned net income of $75.20M in fiscal 2025, a net margin of 19.3%.
What is OBK's P/E ratio?
Origin Bancorp, Inc. trades at a price-to-earnings ratio of about 19.0 based on the latest data in our nightly-refreshed cache.
How much debt does Origin Bancorp, Inc. have?
As of fiscal year 2025, OBK carried roughly $22.46M in total debt (short- plus long-term borrowings), per its filed balance sheet.
What is Origin Bancorp, Inc.'s market cap?
Origin Bancorp, Inc. (OBK) has a market capitalization of about $1.51B, based on the latest data in our nightly-refreshed cache.
When does Origin Bancorp, Inc.'s fiscal year end?
OBK's fiscal year ends in December. Its most recent annual filing covers the fiscal year ending 2025-12-31.
What growth is priced into OBK stock?
At today's market cap of $1.51B, Origin Bancorp, Inc. is priced for free-cash-flow growth of about -1.6% per year for 10 years (assuming a 10% discount rate and 2.5% terminal growth, base FCF $148.55M from the FY ending 2025-12-31).
Where does this data come from?
All figures are computed from Origin Bancorp, Inc.'s official SEC filings (10-K and 10-Q), covering 10 years of history, refreshed nightly. stockportfolio.pro does not provide investment advice.