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Home Bancorp, Inc. (HBCP)
Financial Services · Banks - Regional · NasdaqGS
Home Bancorp, Inc. revenue & earnings — last 10 fiscal years
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $0 | $0 | $0 | $0 | $0 | $0 | $131.90M | $135.33M | $134.89M | $148.72M |
| Gross profit | — | — | — | — | — | — | — | — | — | — |
| Net income | $16.01M | $16.82M | $31.59M | $27.93M | $24.77M | $48.62M | $34.07M | $40.24M | $36.43M | $46.06M |
| Net margin | — | — | — | — | — | — | 25.8% | 29.7% | 27.0% | 31.0% |
Source: Home Bancorp, Inc. SEC filings (10-K). 17 years of history available in the interactive view.
What growth is priced into HBCP stock?
At today's market cap of $524.58M, Home Bancorp, Inc. is priced for free-cash-flow growth of about 0.5% per year for 10 years (assuming a 10% discount rate and 2.5% terminal growth, base FCF $44.34M from the FY ending 2025-12-31). For comparison, free cash flow actually grew -1.1%/yr over the last five fiscal years, computed from its SEC filings. This is a reverse DCF — a translation of the price into a growth assumption you can judge, not a fair value and not advice. Change the assumptions yourself in the interactive view →
Explore 17 years of Home Bancorp, Inc. financials — interactive
Full income statement, balance sheet and cash flow with CAGR and trend on every row, 48 quarters, valuation ratios, plain-English health checks, and Ask — our SEC-grounded research assistant.
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Home Bancorp, Inc. financial history by metric
About Home Bancorp, Inc.
Home Bancorp, Inc. operates as the bank holding company for Home Bank, National Association that provides various banking products and services for individuals and businesses in Louisiana, Mississippi, and Texas, the United States. The company offers deposit products, including interest-bearing and noninterest-bearing checking, money market, savings, NOW, and certificates of deposit accounts; custodial accounts; health savings and individual retirement accounts; and statement savings. It also provides various loan products comprising one-to four-family first mortgage loans, home equity loans and lines, commercial real estate loans, construction and land loans, multi-family residential loans, commercial and industrial loans, and consumer loans; personal loans, including auto, savings and CD secured, unsecured, and credit builder loans; and business loans, such as business term and SBA loans. In addition, the company invests in loans and securities. Further, it offers debit and credit cards; account services; treasury management, such as online banking and bill pay, mobile banking, remote deposit capture, positive pay, and ACH positive pay services; merchant card services; and payroll cards. Home Bancorp, Inc. was founded in 1908 and is headquartered in Lafayette, Louisiana.
Home Bancorp, Inc. — frequently asked questions
What is Home Bancorp, Inc.'s revenue?
Home Bancorp, Inc. (HBCP) reported revenue of $148.72M for fiscal year 2025, up 10.3% from the prior year, according to its SEC filings.
Is Home Bancorp, Inc. profitable?
Yes. HBCP earned net income of $46.06M in fiscal 2025, a net margin of 31.0%.
What is HBCP's P/E ratio?
Home Bancorp, Inc. trades at a price-to-earnings ratio of about 11.2 based on the latest data in our nightly-refreshed cache.
How much debt does Home Bancorp, Inc. have?
As of fiscal year 2025, HBCP carried roughly $57.70M in total debt (short- plus long-term borrowings), per its filed balance sheet.
What is Home Bancorp, Inc.'s market cap?
Home Bancorp, Inc. (HBCP) has a market capitalization of about $524.58M, based on the latest data in our nightly-refreshed cache.
When does Home Bancorp, Inc.'s fiscal year end?
HBCP's fiscal year ends in December. Its most recent annual filing covers the fiscal year ending 2025-12-31.
What growth is priced into HBCP stock?
At today's market cap of $524.58M, Home Bancorp, Inc. is priced for free-cash-flow growth of about 0.5% per year for 10 years (assuming a 10% discount rate and 2.5% terminal growth, base FCF $44.34M from the FY ending 2025-12-31). For comparison, free cash flow actually grew -1.1%/yr over the last five fiscal years, computed from its SEC filings.
Where does this data come from?
All figures are computed from Home Bancorp, Inc.'s official SEC filings (10-K and 10-Q), covering 17 years of history, refreshed nightly. stockportfolio.pro does not provide investment advice.