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First Community Bankshares, Inc. (FCBC)
Financial Services · Banks - Regional · NasdaqGS
First Community Bankshares, Inc. revenue & earnings — last 10 fiscal years
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $0 | $0 | $0 | $0 | $0 | $0 | $140.58M | $156.23M | $156.22M | $157.16M |
| Gross profit | — | — | — | — | — | — | — | — | — | — |
| Net income | $25.13M | $21.48M | $36.34M | $38.80M | $35.93M | $51.17M | $46.66M | $48.02M | $51.60M | $48.79M |
| Net margin | — | — | — | — | — | — | 33.2% | 30.7% | 33.0% | 31.0% |
Source: First Community Bankshares, Inc. SEC filings (10-K). 17 years of history available in the interactive view.
What growth is priced into FCBC stock?
At today's market cap of $828.44M, First Community Bankshares, Inc. is priced for free-cash-flow growth of about 2.6% per year for 10 years (assuming a 10% discount rate and 2.5% terminal growth, base FCF $60.00M from the FY ending 2025-12-31). For comparison, free cash flow actually grew 7.1%/yr over the last five fiscal years, computed from its SEC filings. This is a reverse DCF — a translation of the price into a growth assumption you can judge, not a fair value and not advice. Change the assumptions yourself in the interactive view →
Explore 17 years of First Community Bankshares, Inc. financials — interactive
Full income statement, balance sheet and cash flow with CAGR and trend on every row, 48 quarters, valuation ratios, plain-English health checks, and Ask — our SEC-grounded research assistant.
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First Community Bankshares, Inc. financial history by metric
About First Community Bankshares, Inc.
First Community Bankshares, Inc. operates as the financial holding company for First Community Bank that provides various banking products and services. It offers demand and savings deposits, money market accounts, certificates of deposit, and individual retirement accounts; commercial loans, such as loans to small and mid-size industrial, commercial, and service companies; and consumer real estate loans, including home equity loans, lines of credit, and financing residential properties. The company also provides consumer and other loans comprising automobile, credit cards, personal lines of credit, boats, mobile homes, and other consumer goods; and trust management, estate administration, and investment advisory services. It serves individual and commercial customers in the education, government, health services, retail trade, construction, manufacturing, tourism, coal mining and gas extraction, and transportation industries. The company operates through branches in Virginia, West Virginia, North Carolina, and Tennessee. First Community Bankshares, Inc. was founded in 1874 and is headquartered in Bluefield, Virginia.
First Community Bankshares, Inc. — frequently asked questions
What is First Community Bankshares, Inc.'s revenue?
First Community Bankshares, Inc. (FCBC) reported revenue of $157.16M for fiscal year 2025, up 0.6% from the prior year, according to its SEC filings.
Is First Community Bankshares, Inc. profitable?
Yes. FCBC earned net income of $48.79M in fiscal 2025, a net margin of 31.0%.
What is FCBC's P/E ratio?
First Community Bankshares, Inc. trades at a price-to-earnings ratio of about 16.6 based on the latest data in our nightly-refreshed cache.
How much debt does First Community Bankshares, Inc. have?
As of fiscal year 2025, FCBC carried roughly $0 in total debt (short- plus long-term borrowings), per its filed balance sheet.
What is First Community Bankshares, Inc.'s market cap?
First Community Bankshares, Inc. (FCBC) has a market capitalization of about $828.44M, based on the latest data in our nightly-refreshed cache.
When does First Community Bankshares, Inc.'s fiscal year end?
FCBC's fiscal year ends in December. Its most recent annual filing covers the fiscal year ending 2025-12-31.
What growth is priced into FCBC stock?
At today's market cap of $828.44M, First Community Bankshares, Inc. is priced for free-cash-flow growth of about 2.6% per year for 10 years (assuming a 10% discount rate and 2.5% terminal growth, base FCF $60.00M from the FY ending 2025-12-31). For comparison, free cash flow actually grew 7.1%/yr over the last five fiscal years, computed from its SEC filings.
Where does this data come from?
All figures are computed from First Community Bankshares, Inc.'s official SEC filings (10-K and 10-Q), covering 17 years of history, refreshed nightly. stockportfolio.pro does not provide investment advice.