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Community West Bancshares (CWBC)
Financial Services · Banks - Regional · NasdaqCM
Community West Bancshares revenue & earnings — last 10 fiscal years
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $0 | $0 | $0 | $0 | $0 | $0 | $83.22M | $87.71M | $114.17M | $144.20M |
| Gross profit | — | — | — | — | — | — | — | — | — | — |
| Net income | $15.18M | $14.03M | $21.29M | $21.44M | $20.35M | $28.40M | $26.64M | $25.54M | $7.67M | $38.17M |
| Net margin | — | — | — | — | — | — | 32.0% | 29.1% | 6.7% | 26.5% |
Source: Community West Bancshares SEC filings (10-K). 17 years of history available in the interactive view.
What growth is priced into CWBC stock?
At today's market cap of $683.78M, Community West Bancshares is priced for free-cash-flow growth of about 4.4% per year for 10 years (assuming a 10% discount rate and 2.5% terminal growth, base FCF $43.61M from the FY ending 2025-12-31). For comparison, free cash flow actually grew 23%/yr over the last five fiscal years, computed from its SEC filings. This is a reverse DCF — a translation of the price into a growth assumption you can judge, not a fair value and not advice. Change the assumptions yourself in the interactive view →
Explore 17 years of Community West Bancshares financials — interactive
Full income statement, balance sheet and cash flow with CAGR and trend on every row, 48 quarters, valuation ratios, plain-English health checks, and Ask — our SEC-grounded research assistant.
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Community West Bancshares financial history by metric
About Community West Bancshares
Community West Bancshares operates as the bank holding company for the Central Valley Community Bank that provides various commercial banking services to small and middle-market businesses and individuals in California. The company accepts demand, savings, and time deposits; certificates of deposit; and non-interest-bearing demand deposits, as well as provides NOW and money market accounts. It also provides products, such as commercial and industrial loans, as well as loans secured by crop production and livestock; commercial real estate construction and other land loans, real estate collateral secured by commercial or professional properties with repayment arising from the owner's business cash flows, investor commercial real estate loans, farmland, and multi-family loans; 1-4 family close-ended, revolving real estate loans, and residential construction loans; manufactured housing loans; and equity loans, lines of credit, and installment and other consumer loans. In addition, the company offers domestic and international wire transfer, inquiry, account status, bill paying, account transfers, cash management, and other customary banking services. The company was formerly known as Central Valley Community Bancorp and changed its name to Community West Bancshares in November 2000. Community West Bancshares was founded in 1979 and is based in Fresno, California.
Community West Bancshares — frequently asked questions
What is Community West Bancshares's revenue?
Community West Bancshares (CWBC) reported revenue of $144.20M for fiscal year 2025, up 26.3% from the prior year, according to its SEC filings.
Is Community West Bancshares profitable?
Yes. CWBC earned net income of $38.17M in fiscal 2025, a net margin of 26.5%.
What is CWBC's P/E ratio?
Community West Bancshares trades at a price-to-earnings ratio of about 11.7 based on the latest data in our nightly-refreshed cache.
How much debt does Community West Bancshares have?
As of fiscal year 2025, CWBC carried roughly $142.53M in total debt (short- plus long-term borrowings), per its filed balance sheet.
What is Community West Bancshares's market cap?
Community West Bancshares (CWBC) has a market capitalization of about $683.78M, based on the latest data in our nightly-refreshed cache.
When does Community West Bancshares's fiscal year end?
CWBC's fiscal year ends in December. Its most recent annual filing covers the fiscal year ending 2025-12-31.
What growth is priced into CWBC stock?
At today's market cap of $683.78M, Community West Bancshares is priced for free-cash-flow growth of about 4.4% per year for 10 years (assuming a 10% discount rate and 2.5% terminal growth, base FCF $43.61M from the FY ending 2025-12-31). For comparison, free cash flow actually grew 23%/yr over the last five fiscal years, computed from its SEC filings.
Where does this data come from?
All figures are computed from Community West Bancshares's official SEC filings (10-K and 10-Q), covering 17 years of history, refreshed nightly. stockportfolio.pro does not provide investment advice.