FICO vs TWLO: Which Stock Is the Better Buy?
Fair Isaac Corporation and Twilio Inc. side by side — fundamentals from SEC filings, refreshed nightly. Sector: Technology.
AI verdict — FICO vs TWLO, read from the filings
The stronger business, the cheaper stock, and the risks — synthesised from both companies’ SEC filings, every figure computed not guessed. Not investment advice.
| Fair Isaac Corporation (FICO) | Twilio Inc. (TWLO) | |
|---|---|---|
| Market cap | $29.5B | $31.6B |
| Revenue (latest FY) | $1.99B | $5.07B |
| Net income (latest FY) | $651.95M | $33.83M |
| Revenue growth (5y CAGR) | 9.0% | 23.5% |
| Net margin | 32.7% | 0.7% |
| Return on equity | -37.3% | 0.4% |
| P/E ratio | 40.3 | 315.5 |
| Dividend yield | — | — |
| Profitable years (of last 10) | 10 | 1 |
| Positive free cash flow | Yes | — |
See the full FICO vs TWLO breakdown
Both companies across 19 years of income statement, balance sheet and cash flow — with ratios, health checks and Ask, the SEC-grounded research assistant. Free, no account needed.
Open FICO's full financials → Open TWLO's full financials →More comparisons
Frequently asked questions
Which is bigger, FICO or TWLO?
Twilio Inc. is larger by market capitalization — $31.6B versus $29.5B.
Which grows faster, FICO or TWLO?
Over the last five fiscal years, Twilio Inc. grew revenue faster — 23.5%/yr versus 9.0%/yr, computed from SEC-filed statements.
Where does this data come from?
All figures are computed from official SEC filings (10-K), refreshed nightly. This is a data comparison, not investment advice.