What changed in SEZL's 10-Q

Our total revenue is classified into three categories: transaction income, subscription revenue, and income from other sources.

Our total revenue is classified into two categories, based on Accounting Standards Codification (“ASC”) recognition criteria: lending-based income and revenue from contracts with customers.

Provision for credit losses 13,675 12,801

Provision for credit losses 30,608 20,646

Operating Income 69,036 49,895

Operating Income 54,961 36,086

Notes receivable 282,761 283,400

Notes receivable 321,160 283,400

Line of credit, net of unamortized debt issuance costs of $1,128 and $1,268, respectively, held by VIE 144,372 139,991

Line of credit, net of unamortized debt issuance costs of $1,978 and $1,268, respectively, held by VIE 121,522 139,991

We sell a portion of our notes receivable to a wholly owned, bankruptcy-remote special purpose entity

We transfer a portion of our notes receivable to a wholly owned, bankruptcy-remote special purpose entity