Free · no account · quoted from the filing

What changed in FSBC's 10-Q

Source: 10-Q filed 2026-08-06 · compared against 10-Q 2026-05-07. Every passage below is quoted verbatim from the filing itself.

Capital

This filing

The net proceeds to the Company, after deducting 32 underwriting discounts, commissions, and estimated offering expenses of approximately $0.8 million, were approximately $129.9 million.

Loans verified

Prior filing

Loans held for investment 4,213,393 4,074,929

This filing

Loans held for investment 4,519,681 4,074,929

Deposits verified

Prior filing

Interest-bearing 3,236,657 3,116,547 Total deposits 4,469,353 4,201,084

This filing

Interest-bearing 3,624,977 3,116,547 Total deposits 4,799,383 4,201,084

Credit Losses verified

Prior filing

Allowance for credit losses (46,439) (44,409)

This filing

Allowance for credit losses (47,335) (44,409)

Branches verified

Prior filing

We provide a broad range of banking products and services to small and medium-sized businesses, professionals, and individuals primarily in Northern California through nine branch offices.

This filing

We provide a broad range of banking products and services to small and medium-sized businesses, professionals, and individuals primarily in California through nine branch offices, with a tenth branch opening in Lodi in July 2026.

Accounting Standards

This filing

The Company’s early adoption of ASU 2023-09 was voluntary and does not represent an irrevocable election to opt out of the extended transition period for all standards.

What it means — the analyst reading

The passages above are the company's own words. The plain-English reading of them — what changed, why it matters, and the direction of travel — is part of the Filing Change Monitor.

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Compared from narrative excerpts (outlook, risks, MD&A) of both filings. Every quotation shown was checked character-for-character against the filing it is attributed to. Not advice. Source: company SEC filings via stockportfolio.pro. Educational, not investment advice.