Free · no account · quoted from the filing

What changed in C's 10-Q

Source: 10-Q filed 2026-05-07 · compared against 10-Q 2025-11-06. Every passage below is quoted verbatim from the filing itself.

Capital

This filing
Citigroup's Common Equity Tier 1 (CET1) Capital ratio was 12.7% as of March 31, 2026, compared to 13.4% as of March 31, 2025

Risk factors

This filing
the conflict in the Middle East, which has disrupted global energy and other commodities markets

Markets

This filing
Provisions were a net benefit of $15 million, reflecting a net ACL release of $12 million, and net credit recoveries of $3 million.

Banking

This filing
Provisions were $132 million, reflecting a net ACL build of $126 million

Transformation

This filing
Approximately 90% of transformation programs are at or nearly at Citi's target state

Services

This filing
fee growth of 17% that benefited from a 21% increase in assets under custody and administration

Net credit losses

This filing
Net credit losses were down 10% from the prior-year period
What it means — the analyst reading

The passages above are the company's own words. The plain-English reading of them — what changed, why it matters, and the direction of travel — is part of the Filing Change Monitor.

See the Filing Change Monitor →

Compared from narrative excerpts (outlook, risks, MD&A) of both filings — quotes are verbatim from the new filing. Not advice. Source: company SEC filings via stockportfolio.pro. Educational, not investment advice.