Free · no account · quoted from the filing

What changed in BAC's 10-Q

Source: 10-Q filed 2026-07-31 · compared against 10-Q 2026-05-01. Every passage below is quoted verbatim from the filing itself.

Commercial Credit Risk

This filing

decreased $2.7 billion compared to December 31, 2025 driven by commercial real estate as well as the commercial and industrial portfolio

Consumer Credit Quality

This filing

decreased $134 million to $8.2 billion from December 31, 2025

Net Charge-offs

This filing

primarily driven by lower commercial real estate office charge-offs

Consumer Loan Growth

This filing

U.S. securities-based lending loans of $61.9 billion and $55.0 billion

Nonperforming Loans

This filing

0.53 % 0.53 % 0.30 % 0.32 %

Forward-Looking Language

This filing

the potential for fluctuations in interest rates

What it means — the analyst reading

The passages above are the company's own words. The plain-English reading of them — what changed, why it matters, and the direction of travel — is part of the Filing Change Monitor.

See the Filing Change Monitor →

Compared from narrative excerpts (outlook, risks, MD&A) of both filings — quotes are verbatim from the new filing. Not advice. Source: company SEC filings via stockportfolio.pro. Educational, not investment advice.